This tool is a handbook addressed to vulnerable people who wants to learn useful strategies and methods to better manage their family budget. It contains 5 chapters about household budget management: the first one is about the idea that spending money means making choices, the second is about keeping track of documents of expenditures and planning them, the third is about insurances and financial loans, the fourth is about money and relationship and the last one is about debts. It includes an appendix with the main information of Abaco project purposes and activities. The booklet can be distributed as a self-learning tool to vulnerable households by NGOs, social workers, banks microcredit and other financial institutions. This booklet is available for: Greece, Spain, Italy, Switzerland (Ticino), Portugal and Holland and can be downloadable upon registration.

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